About Us

Here for all your home financing needs!


I’ve spent my entire career focused on the mortgage, residential real estate and relocation industries, which has given me a deep understanding of the importance people place on the place they call home. Having worked as a real estate agent for buyers and sellers earlier in my career, I can provide my clients a comprehensive view of both the lending and real estate sides of a home purchase transaction. 

I have a passion for helping people understand the mortgage process, and that’s why my commitment to providing excellent customer service is based on my determination to always present the financing options that best fit the unique circumstances of my customers. 

My clients rely on me to offer a wide array of financing options, including Conventional Loans, FHA*, USDA and VA loan programs. I’m also very knowledgeable about down payment assistance programs, Construction Loans (conventional and FHA), Reverse Mortgages and other ways to help buyers overcome the down payment hurdle.

Whether you’re seeking to purchase a home or lower your monthly loan payments by refinancing your existing mortgage, I work hard to ensure your experience is stress-free. My goal is to deliver a smooth transaction that is respectful your of time, budget and financial goals.

As a native of Arizona with roots in the Seattle area, my family and I enjoy traveling as often as we can, especially during the summer months. Together, we enjoy cooking, cycling, camping, swimming and other activities that make for weekend adventures in Arizona and Washington. I am always thrilled to help other families live in and enjoy these areas that I know and love so well.


When you choose Mike Martell with LendSmart Mortgage, you are choosing a highly referred and respectable Loan Officer. You are not just another client to Mike… you are his highest priority and will be treated that way.


LendSmart Mortgage started out as a small local Minnesota mortgage company. The owners had and still believe in providing large company benefits while maintaining a small business feel. Over the years LendSmart Mortgage, LLC., worked hard, combining our experience and commitment to technology to make those dreams a reality. Today, LendSmart Mortgage is licensed in 18 states.